A home loan

that works for you

Bringing a much-needed dose of humanity to the mortgage process.

The perfect home is no longer a faraway dream! With the help of One Stop Mortgage, your ideal property is already within reach. Apply for a mortgage loan today and pay for the home you have always wanted.

This starts with you

Maybe you’re looking to buy your first home or refinance the one you’re already in. No matter your situation, our personal goal is to see that it ends with you getting the loan you need, when you need it. At the rate you deserve. And with a level of care beyond anything you expect.

Purchase

Ready to buy a home? Let’s get started, then.

Refinance

Out with the old mortgage, in with the new.

Veterans

You did your part. Now let us serve you.

First-Time Homebuyer

First time buying? Don’t worry, this won’t hurt a bit.

Achieve your goals in 6 steps

YEAH, THERE’S A LOAN FOR THAT

From first-timers to home-buying veterans, we’re ready to help. Whatever type of mortgage you need, we want to make it work for you.

1

Mortgage Pre-Approval

2

House Shopping

3

Mortgage Loan Application

4

Loan Processing

5

Underwriting

6

Closing

ABOUT US

A ONE Stop Solution for Your Dream Home

One Stop Mortgage is a premier mortgage company currently serving the state of Florida. New states will be coming soon. I am a licensed and experienced loan officer with wide-ranging trade expertise and a lifelong passion for assisting people in need. As your mortgage broker, I promise to use my skills, products, and network to serve you
MELINDA NIEMELA
NMLS # 1891883

ONE STOP MORTGAGE, LLC
NMLS # 2240466​

Joel and Erika

Melinda was awesome; very professional in all the processes of getting our loan approved. Always there, answering all our questions and concerns. Taking care of every detail of the paperwork needed. Very happy to choose her on this very important decision to buy this property.

Mike

When a major lender (that we had used for a previous refi) dropped the ball on us at the last moment because they couldn't understand the complexity of our income from our tax statement, our accountant recommended Melinda. She was extremely knowledgeable concerning complex tax matters and self-employment and was able to immediately sum up the problem and arrive at a solution.

Chaz

Melinda, Brandon, Ashley, and the entire team at Niemela were amazing. From the very first call they were responsive and ready to do whatever it took. This was my first home purchase, and I am convinced it would’ve never happened without this team. Between being self employed, a first time buyer, and a Veteran using the VA home loan, they never skipped a beat. 10/10, 5 stars, hands down the best

    Calculate Your Mortgage

    Book a Consulation!

    685 Royal Palm Beach Blvd, Ste 105
    Royal Palm Beach, FL 33411

    (561) 290-2298

    Melinda@OneStopMortgage.us